
Social Security Matters
Dear Rusty: I’m 64 and my wife is 62. If my wife starts her own benefit now, she will get about $700 on her own at 62. I will retire next year and claim Social Security when I am 65. SSA says my wife can draw $1,100 under spousal benefits, so if she claims now, will they give her spousal benefits of $1,100, or does she need to wait until I claim at age 65 to get the $1,100?